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Let us help you achieve your dreams with a Federal Housing Administration (FHA) Loan featuring a lower down payment.

Getting To Know The Federal Housing Administration
The Federal Housing Administration (FHA) is a government entity that offers mortgage insurance on loans made by FHA-approved lenders. FHA provides insurance on mortgages for many different types of homes including single-family and multifamily homes. FHA is completely funded by its own self-generated income, meaning there is no cost to taxpayers for its operation and services.

What Are FHA Loans?
FHA loans are insured by the Federal Housing Administration. These loans are designed to help first-time homebuyers and experienced homeowners alike by providing them with a low down payment option. FHA mortgage insurance serves as protection for lenders in the event of a homeowner defaulting on their home loan.

How FHA Loans Benefit You
FHA insured loans often give potential homeowners the option of making a lower down payment than they would need to make if using a traditional, non-FHA insured mortgage. FHA loan benefits include:

  •  Low down payments offering loan progams with loan to value up to 96.5%
  • Loan is guaranteed by the government
  • Less than perfect credit can apply
  • Energy-efficient mortgages, reverse mortgages, refinances, and renovation loans also available.

FHA Loans Benefit Everyone
FHA loans don’t just benefit the potential homeowner – they also are beneficial for the economy as a whole. They stimulate economic development in the form of expanding tax bases and creating jobs.

In fact, FHA was created in 1934 as a direct response to difficulties in the housing industry such as unfavorable mortgage loan terms, low rates of homeownership nationwide and widespread unemployment among construction workers

Get Pre-Qualified for an FHA Loan
Now is the time to take advantage of the many benefits FHA loans offer potential homeowners. Plus, it’s now easier than ever to qualify! Our home loan professionals will guide you through the FHA loan process with expert knowledge, competitive rates, and first-class service.

  • Company State Licenses
  • Privacy Policy

NMLS     |     FAIR LENDING     |     FAIR HOUSING

Registered with the Nationwide Mortgage Licensing System & Registry under NMLS ID # 196858.

Licensed in the State of Maryland by the Maryland Dept. of Labor, Licensing, and Regulation, Commissioner of Financial Regulation, License # 18902.

Licensed in the State of Virginia by the Virginia State Corporation Commission, License # MC-5462.

Licensed in the District of Columbia by the Dept. of Insurance, Securities, & Banking, License # MLB196858.

Licensed by the N.J Department of Banking and Insurance

Licensed by the State of Oklahoma Department of Consumer Credit #ML012199

AZ BK #0944130

Licensed by the Department of Financial Protection and Innovation, under the California Finance Lender Law

Credit on approval. Terms subject to change without notice. Not a commitment to lend.

Questions and concerns may be directed to our Corporate Office or compliance@bsmfunding.com


Figure: 7 TAC §81.200(c)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.


NMLS Consumer Access (https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/196858)

2108 Emmorton Park Road Suite 204

Edgewood, Maryland 21040

Phone: 410-882-1777

leads@bsmfunding.com

Toll Free: (888) 950-7807

NMLS     |     FAIR LENDING     |     FAIR HOUSING

Registered with the Nationwide Mortgage Licensing System & Registry under NMLS ID # 196858.

Licensed in the State of Maryland by the Maryland Dept. of Labor, Licensing, and Regulation, Commissioner of Financial Regulation, License # 18902.

Licensed in the State of Virginia by the Virginia State Corporation Commission, License # MC-5462.

Licensed in the District of Columbia by the Dept. of Insurance, Securities, & Banking, License # MLB196858.

Licensed by the N.J Department of Banking and Insurance

Licensed by the State of Oklahoma Department of Consumer Credit #ML012199

AZ BK #0944130

Licensed by the Department of Financial Protection and Innovation, under the California Finance Lender Law

Credit on approval. Terms subject to change without notice. Not a commitment to lend.

Questions and concerns may be directed to our Corporate Office or compliance@bsmfunding.com


Figure: 7 TAC §81.200(c)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.


NMLS Consumer Access (https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/196858)